Credit Score & Eligibility guides for Indian borrowers

Start by matching the exact product criteria to your own situation. No repayment history and a poor repayment history are differe…

Request the lender’s current document checklist before sending files. No repayment history and a poor repayment history are diffe…

A headline interest rate does not describe the whole borrowing cost. No repayment history and a poor repayment history are differ…

Start with dependable income after taxes and necessary household or business expenses. No repayment history and a poor repayment …

A longer term usually reduces the regular instalment for the same rate and principal while increasing total interest. No repaymen…

Write down every upfront, recurring and event-based charge in the quotation. No repayment history and a poor repayment history ar…

Before accepting an applicable retail or MSME term loan, request and read the Key Facts Statement. No repayment history and a poo…

Use the official lender website, app or branch and keep the application reference. No repayment history and a poor repayment hist…

Compare the sanctioned principal with the amount actually available after authorised deductions. No repayment history and a poor …

Review your own report for account ownership, balances, repayment history and enquiries. No repayment history and a poor repaymen…

List outstanding balances as well as monthly payments. No repayment history and a poor repayment history are different situations…

A co-borrower or guarantor can take on a real obligation; the role is not just a formality for paperwork. No repayment history an…